Reward Checking

It's the dawn of a new day in personal finances. Instead of corporate bank fees for this and fees for that, NBRS Financial Bank offers a free, high interest checking account that pays you.

NBRS Reward Checking earns an incredible 4.01% APY* and unlimited ATM fee refunds—not just in Rising Sun and Cecil County, but nationwide! Qualifying for the rewards is simple—just using your account will do it!

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Summary
  • Earns 4.01% APY* on balances up to $25,000
  • Earns 1.01% APY* on amount of balance over $25,000
  • Unlimited ATM fee refunds nationwide
  • No minimum balance requirement
  • No monthly service charge
  • First order of checks free
  • Free online banking with bill pay
  • Free 24-hour telephone banking
  • $100 to open (no minimum balance thereafter)
  • FDIC insured

*APY = Annual Percentage Yield

Qualifications

Qualifying for the 4.01% APY* and ATM fee refunds is incredibly easy—just using your account will do it. Simply do the following each monthly statement cycle:

  • Access online banking at least once
  • Receive eStatements
  • Make ten debit card transactions
  • One direct deposit or one ACH auto-debit

Easy as pie. But if you don't qualify, no worries. Reward Checking is always free with no minimum balance requirements and will earn interest at the base rate of 0.10% APY*. Best of all, you can get right back to earning the premium rewards the very next month!

More Info

Annual Percentage Yield (APY) accurate as of 3/25/10. 4.01% APY paid on balances up to $25,000, and 1.01% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning the base rate of 0.10% APY. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. However, you must deposit a minimum of $100 to open the account. Available to personal accounts only. No monthly service charge. Earn nationwide ATM fee refunds each cycle the qualifications are met.

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