|
Rates
Deposit Rates
* The Interest Rate and Annual Percentage
Yield information for NBRS Financial Bank interest bearing products are
disclosed and are effective as of May 2, 2008. Rates may
change without notice.
|
Account
Product
|
Minimum
Required Opening Deposit
|
Interest
Rate Paid
|
Annual
Percentage Yield
|
|
Statement
Savings
|
$25.00
|
.20%
|
.20%
|
|
Passbook
Savings
|
$25.00
|
.20%
|
.20%
|
|
Holiday Savings
|
$5.00
|
1.00%
|
1.00%
|
|
*Savings Accounts will not earn
interest on daily balances of less than $5.00.
|
|
Account
Product
|
Minimum
Required Opening Deposit
|
Daily
Deposited Balance
|
Interest
Rate Paid
|
Annual
Percentage Yield
|
|
Reward Checking
|
$100.00
|
$.01-$25,000.00
|
5.13%
|
5.26%-Requirements
met
|
|
|
|
$25,000.01
and above
|
1.00%
|
1.01%-Requirements
met
|
|
|
|
All balances
when requirements are not met.
|
0.20%
|
0.20%
|
|
Now Account
|
$750.00
|
$
.01-$499.99
|
0.00%
|
0.00%
|
|
|
|
$500
and up
|
0.20%
|
0.20%
|
|
Horizon Products
|
$500.00
|
$
.01-$499.99
|
0.00%
|
0.00%
|
|
|
|
$500
and up
|
0.20%
|
0.20%
|
|
Money Market
|
$1,500.00
|
$.01-$1,499.99
|
0.25%
|
0.25%
|
|
|
|
$1,500.00-$24,999.99
|
0.55%
|
0.55%
|
|
|
|
$25,000.00-$49,999.99
|
0.75%
|
0.75%
|
|
|
|
$50,000.00
and up
|
1.00%
|
|
|
Certificate of Deposit or IRA
|
Minimum
Required Opening Deposit
|
Interest
Rate Paid
|
Annual
Percentage Yield
|
|
30 Month Variable Rate IRA
|
$200.00
|
1.73%
|
1.75%
|
|
3 Month Certificate
|
$5,000.00
|
1.73%
|
1.75%
|
|
6 Month Certificate
|
$2,500.00
|
2.47%
|
2.50%
|
|
9 Month Certificate or IRA
|
$1,000.00
|
2.47%
|
2.50%
|
|
12 Month Certificate or IRA
|
$1,000.00
|
2.22%
|
2.25%
|
|
15 Month Certificate or IRA
|
$500.00
|
2.22%
|
2.25%
|
|
18 Month Certificate or IRA
|
$500.00
|
2.615%
|
2.65%
|
|
24 Month Certificate or IRA
|
$500.00
|
2.47%
|
2.50%
|
|
30 Month Certificate or IRA
|
$500.00
|
2.22%
|
2.25%
|
|
36 Month Certificate or IRA
|
$500.00
|
2.27%
|
2.30%
|
|
48 Month Certificate or IRA
|
$500.00
|
2.22%
|
2.25%
|
|
60 Month Certificate
|
$500.00
|
2.71%
|
2.75%
|
|
60 Month IRA
|
$200.00
|
2.71%
|
2.75%
|
For Promotional Rates, see our Home Page.
- Annual
Percentage Yield (APY) is a percentage rate that reflects the total
amount of interest paid on an account, based on the interest rate and
the frequency of compounding for a 365 day period.
- Substantial
penalty for early withdrawal, fees may reduce earnings on a deposit.
- FDIC
INSURED
- Non
renewing Time Deposits do not earn interest after maturity.
- Interest
Compounding, crediting frequencies, withdrawal policies, fees imposed, and transaction limitations are
disclosed in our Depositor Information Packet that was provided to you
at the time your account was opened. If you do not have a
Depositor Information Packet, visit the bank or call us to request
one.
Loan Rates
For Rates on Consumer Products please call:
·
Debra Lech: Consumer Loan
Officer
Phone:(410) 658-5504 Ext:2253
·
Rachel Unger: Consumer Loan
Officer
Phone:(410) 658-5504 Ext:2232
For Rates on Commercial Products please call:
·
Fred Eikenberg: Senior Vice
President / Commercial Lender
Phone:(410) 658-5504
Ext:2245
·
John Reale: Vice President / Commercial
Lender
Phone:(410) 658-5504 Ext.
2249
For Rates on Mortgage Products please call:
·
Lance Miller: Vice President
Mortgage Division
Phone: (410) 658-5504 Ext:2211
·
Tammy Hubbert: Mortgage
Assistant
Phone: (410) 658-5504 Ext:2257
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