NBRS Financial

INFORMATION ABOUT IDENTITY THEFT

NBRS Financial is providing this information as an educational service to our customers and as a resource for individuals who have become victims of Identity Theft.

Identity theft is a growing problem and for the victims, it can be both frustrating and costly. While there are no guarantees, awareness of Identity Theft and taking steps to control access to your personal information can help you avoid becoming a victim.

Protect your personal identification information by disclosing it only when necessary for legitimate purposes.

Destroy any unwanted materials that contain your personal information, never simply discard them.

Discuss the subject with family and friends to increase everyone's awareness. As a result, more consumers will be able to avoid the problem, and identity thieves will have a more difficult time in perpetrating the crime.

If you believe you have become a victim of Identity Theft, you should report it immediately.

For a copy of the FTC Identity Theft Affidavit, click here: www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf
To print out the FTC Identity Theft Fraud page, click here: www.consumer.gov/idtheft/affidavit.htm

The following information will assist in contacting the three major Credit Bureaus:

	EQUIFAX	EXPERIAN	TRANS UNION
Mailing Address	P.O. Box 740241 Atlanta, GA 30374-0241	P.O. Box 2104 Allen, Texas 75013	760 Sproul Road P.O. Box 390 Springfield, PA 19064-0390
Order Credit Reports	1-800-685-1111	1-888-397-3742	1-800-916-8800
Report Fraud	1-800-525-6285	1-888-397-3742	1-800-680-7289

Visit these sites for additional information:

The Department of Justice - ID Fraud page:
http://www.usdojlgov/criminal/fraud/idtheft.html
FTC - ID Theft "When Bad Things Happen to Your Good Name":
http://www.ftc.fov/bcp/conline/pubs/credit/idtheft.htm
Social Security Administration - ID Theft Information:
http://www.ssa.gov/pubs/idtheft.htm

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