CDs & IRAs

Certificates Of Deposit                

• For Rates, see Interest Rates
• For Promotional Rates, see Home Page
• Minimum Balance to open-

  3 Month- $5,000.00
  6 Month- $2,500.00
  9 or 12 Month- $1,000.00
  15-60 Month- $500.00

• Penalty for Early Withdrawal

Individual Retirement Accounts                                  

• For Rates, see Interest Rates
• For Promotional Rates, see Home Page
• Minimum Balance to open-

  30 Month Variable Rate- $200.00
  9 Month or 12 Month- $1,000.00
  15-48 Month- $500.00
  60 Month- $200.00

• Penalty for Early Withdrawal